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Would it be possible to sign the check over to somebody else so they can cash it for me? Hello, Alyssa!
You can try signing the check over to someone else, but the bank may still ask for IDs to verify both of your signatures.
You may also want to try using an alternative form of identification. We have a dedicated article on ways to cash a check without an ID which explains your options.
Answered Read More. Answered 35 Places Read More. Jan 25, at am. Lindsey Desmet says:. Did this summary help you?
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Co-authored by Michael R. Lewis Last Updated: June 22, References. Part 1 of Consider your options. Because of increasing banking and identification security regulations in the United States, you will likely have difficulty finding a bank that will accept a third-party check.
Signing over a check may seem like it would be more convenient by cutting out the middleman, so to speak , but is unlikely to be so anymore. Look into electronic transfers of funds to your third party, either through your existing bank accounts or a service such as PayPal, if you are seeking another convenient option.
See Part III of this article for other options in this scenario. Confirm that the person you want to endorse the check to, the third party, will accept a signed-over check.
This will improve your chances of success, since there are no laws requiring banks to accept third-party checks.
Confirm that the third party's bank accepts such checks and know the bank's particular procedures. Some banks have enacted their own rules governing these procedures, such as requiring that both parties have accounts at the bank to ensure the funds can be transferred.
Completing the signing process in person may be required by the bank and will almost certainly improve your chances of success regardless.
App Details Version. Last updated. Release date. More info. Decide on a theme, if you want one. Make, buy, or borrow any decorations or music you may need to fit the theme.
Send invitations. Mail, e-mail, even phone invites are all acceptable. Plan the menu.